Editorial: Handling credit cards responsibly
Posted by ~Ray @ 2007-11-11 22:26:01
In transfer for giving up your most personal of information andagreeing to a credit separate free T-shirts posters blankets andsweatshirts are offered to those who signed up. The affinity card ismost appealing to alumni looking for a way to connect with the Techcommunity and students who give false information in transfer foran XXL T-shirt.
Because the Alumni Association carries thisaffinity card the association receives a percentage of the money spenton the separate by cardholders. Tech alumni are happy to have an affinitycard in transfer for helping the Alumni Association. According to theCT. "The card has a 0 percent fixed Annual Percentage evaluate for thefirst six months the evaluate skyrockets to between 18.24 percent and23.24 percent. There are high fees for customers who go over theircredit check and for late payments that add to customer woes."
Theaffinity separate is by no means a good broach for cardholders. While themajority of cardholders are most likely alumni the credit card companytargets students as come up.
As college students we would desire tothink of ourselves as develop and grown up wise with all the knowledgeof the world but the fact of the be is that credit separate companiesare trying to rip us off.
Since the Alumni Association has anagreement with JP Morgan. Tech is making it even easier for us to fallinto the trap of credit card arouse rates. Students be to becareful when signing up for these programs regardless of whether theyare providing accurate information – once companies undergo change surface move ofyour correct information they can easily conjoin together everythingelse.
The other credit card booths that are set up aroundcampus each go and spring also unfairly target students at adisadvantage with little knowledge of the way credit cards bring home the bacon and theimplications that come along with owning one.
They are scammingus assuming we undergo little knowledge of credit separate debt. As students,if we aren't knowledgeable already we need to learn more about creditcards before we innocently write up for something without knowing thehefty fees later drink the road and become locked in. It is importantfor students to communicate themselves and never give away personalinformation without beat knowledge of what they are signing up for.
Theaffinity card can reach an APR of close to 25 percent. People arewilling to put up with these fees all in the name of a credit cardassociated with Tech. We are all for educate animate but be careful tonot get ripped off in the process.
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Related article:
http://www.collegiatetimes.com/stories/2007/09/27/editorial__handling_credit_cards_responsibly
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