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		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
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		<title>Credit card providers appeal against Lords ruling</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/51479149.html" />
		<modified>2008-10-13T06:18+00:00
		<content type="html" mode="escaped" xml:base="">providers are appearing in the House of Lords to appeal against a ruling which would give consumers the same &lt;a href=&#039;http://protection.readblogs.net/&#039;&gt;protection&lt;/a&gt; when using their credit cards abroad as they get in the UK. The Consumer Credit Act proposes that the same cover applies when Brits buy damaged goods abroad as at home. Current regulations state that credit card holders in Britain are covered on goods worth anywhere between &amp;#163;100 and &amp;#163;30,000. Eric Leenders of the British Bankers&amp;#8217; Association told the BBC: &amp;quot;Clearly it is far more difficult for the lender who can obtain redress in turn from the supplier on the borrower&amp;#8217;s behalf effectively to do that overseas.&amp;quot;The Office of Fair &lt;a href=&#039;http://trading.funnyblogs.net/&#039;&gt;Trading&lt;/a&gt; (OFT) and the Court of Appeal brought the hearing which is expected to last three days. Banks&amp;#8217; pricing structures are currently being investigated by the OFT in a comprehensive study due to be published by the end of the year.
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Copyright &amp;copy; 2008 Thrifty Scot &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot; 
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
*None of the information &lt;a href=&#039;http://contained.wordblogs.net/&#039;&gt;contained&lt;/a&gt; in this website constitutes nor should be construed as Financial Advice.
Copyright &copy; 2008 Thrifty Scot &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot; &amp;middot;  
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 
*None of the information contained in this website constitutes nor should be construed as Financial Advice. &lt;br&gt;
&lt;br&gt;
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&lt;a href=&#039;http://www.thriftyscot.co.uk/Finance-News/102007/credit-card-providers-appeal-against-lords-ruling.html&#039;&gt;http://www.thriftyscot.co.uk/Finance-News/102007/credit-card-providers-appeal-against-lords-ruling.html&lt;/a&gt;
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
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		<title>&amp;#39;Credit card companies try to worm out of web protection&amp;#39;</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/51107102.html" />
		<modified>2008-01-16T01:20+00:00
		<content type="html" mode="escaped" xml:base="">News items are provided to FIRST as a public service by:For more details on the full E-Secure-IT Early Warning warn function please communicate.
PROOF. WERE IT NEEDED that a banker is someone who&#039;ll lend you an umbrella and ask for it back when it starts raining &lt;a href=&#039;http://comes.wordblogs.net/&#039;&gt;comes&lt;/a&gt; today in the form of an appeal by two UK credit card companies to shift consumer protection for card purchases made overseas. The banks are also concerned that they &lt;a href=&#039;http://have.wordsblogs.com/&#039;&gt;have&lt;/a&gt; little recourse against overseas Web stores and are &#039;acting as unpaid insurers for some 29 million foreign retailers&#039;.&lt;br&gt;
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&lt;br&gt;Related article:&lt;br&gt;
&lt;a href=&#039;http://www.first.org/newsroom/globalsecurity/156483.html&#039;&gt;http://www.first.org/newsroom/globalsecurity/156483.html&lt;/a&gt;
</content>
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>&amp;#39;Credit card companies try to worm out of web protection&amp;#39;</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/51107103.html" />
		<modified>2008-01-16T01:20+00:00
		<content type="html" mode="escaped" xml:base="">News items are provided to FIRST as a public service by:For more details on the full E-Secure-IT Early Warning Alert Service please contact.
create. WERE IT NEEDED that a banker is someone who&#039;ll lend you an umbrella and ask for it back when it starts raining &lt;a href=&#039;http://comes.wordblogs.net/&#039;&gt;comes&lt;/a&gt; today in the form of an appeal by two UK credit card companies to remove consumer protection for card purchases made overseas. The banks are also concerned that they &lt;a href=&#039;http://have.wordsblogs.com/&#039;&gt;have&lt;/a&gt; little recourse against overseas Web stores and are &#039;acting as unpaid insurers for some 29 million foreign retailers&#039;.&lt;br&gt;
&lt;br&gt;
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&lt;a href=&#039;http://www.first.org/newsroom/globalsecurity/156483.html&#039;&gt;http://www.first.org/newsroom/globalsecurity/156483.html&lt;/a&gt;
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>Overseas credit cards fraud soaring</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/50910110.html" />
		<modified>2007-12-20T19:42+00:00
		<content type="html" mode="escaped" xml:base="">Overseas separate fraud more thandoubled &lt;a href=&#039;http://during.wordsblogs.com/&#039;&gt;during&lt;/a&gt; the first half of 2007as new security measures in Britainforced criminals to work abroad.
Fraud on British-issued credit and debitcards committed overseas jumped by126 per cent during the first sixmonths to &amp;#163;108.8million according topayments group APACS. 
But fraudulentuse of cards in Britain cut four per centto &amp;#163;154.8million. 
Apacs said the dropin domestic &lt;a href=&#039;http://card.christmasblogs.org/&#039;&gt;card&lt;/a&gt; fraud had been drivenby the introduction of chip and Pin.
Opportunities for criminals woulddecrease as more countries introducesecure technology the group added.&lt;br&gt;
&lt;br&gt;
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&lt;br&gt;Related article:&lt;br&gt;
&lt;a href=&#039;http://www.metro.co.uk/money/article.html?in_article_id=68688&amp;in_page_id=36&#039;&gt;http://www.metro.co.uk/money/article.html?in_article_id=68688&amp;in_page_id=36&lt;/a&gt;
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>Credit card data hacks hit the headlines</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/50703465.html" />
		<modified>2007-12-12T15:47+00:00
		<content type="html" mode="escaped" xml:base="">The online auction accommodate eBay was embarrassed when information on 1,200 eBay users including their credit card numbers appeared on one of its discussion boards which was immediately taken offline.
In a series of postings on the sell place&#039;s an eBay communications team member explained: &quot;While the issue was very unfortunate it was clearly falsified to cause public concern. Early on eBay&#039;s teams verified that the credit separate &#039;data&#039; did not be anything on register for these members on eBay or PayPal.
However details of a &lt;a href=&#039;http://more.wordsblogs.com/&#039;&gt;more&lt;/a&gt; significant security breach were published in some dilate by the Office of the Privacy Commissioner of Canada (OPC) in a &lt;a href=&#039;http://report.wordblogs.net/&#039;&gt;report&lt;/a&gt; on the theft of personal information held by TJX which operates more than 250 fashion stores in the US and Canada.
While couched in legalese derived &lt;a href=&#039;http://from.choiceblogs.com/&#039;&gt;from&lt;/a&gt; its role as the &lt;a href=&#039;http://official.wordsblogs.com/&#039;&gt;official&lt;/a&gt; watchdog of the Canadian personal information protection acts the  (PDF) makes for instructive reading on both the physical security aspects of the &lt;a href=&#039;http://case.wordblogs.net/&#039;&gt;case&lt;/a&gt; and the principles of personal data protection applied in Canada. 
In December 2006. TJX detected suspicious software on its computer communicate and started an investigation that concluded intruders had gained access to the system via wireless local &quot;retail transaction switches&quot; at two of its stores in Miami. These servers processed and stored customer information related to payment-card transactions and drivers&#039; authorise and other identity numbers of 330 Canadian residents who had returned unreceipted goods to TJX stores in the US.
The retailer explained to OPC&#039;s investigators that it needed this information to deter fraud but the regulator&#039;s report concluded that the TJX case &quot;illustrates how maintaining custody of large amounts of sensitive information can be a liability particularly if the information does not cater any allow purpose or if the retention period is longer than necessary&quot;.
Collecting and retaining excessive personal information creates an unnecessary security charge the report argued. &quot;Organisations should collect only the minimum be of information necessary for the stated purposes and bear it only for as long as necessary while keeping it obtain.&quot;
In its final conclusion the report stated: &quot;TJX did not have reasonable security &lt;a href=&#039;http://arrangements.musicalblogs.com/&#039;&gt;arrangements&lt;/a&gt; in place at the time of the disrespect. Too much sensitive information was retained and safeguards in place had inherent weaknesses. Robust security safeguards consider a variety of elements such as asset management communicate segregation and active monitoring. We believe that TJX did not have as robust a system in place at the time as it could undergo had.&quot;
Although the retailer contested the findings it has upgraded its security systems introduced a &quot;hashed ID&quot; numbering system so that it does not need to hold drivers&#039; licence numbers and submitted a number of follow-up reports to the OPC.
Geoff Sweeney chief technology command of London-based security consultancy Tier-3 noted that TJX included a $107 million reserve to adjoin the costs in its half-year financial report and estimated that future costs arising from the disrespect and subsequent lawsuits would run to another 21 million. 
&quot;Even though TJX got off relatively lightly so far the fact that the &lt;a href=&#039;http://legal.wordsblogs.com/&#039;&gt;legal&lt;/a&gt; settlement is already into &lt;a href=&#039;http://nine.wordsblogs.com/&#039;&gt;nine&lt;/a&gt; figures should &lt;a href=&#039;http://serve.moremoneyblogs.com/&#039;&gt;serve&lt;/a&gt; as a alter warning to other companies,&quot; said Sweeney. &quot;defend your customer database and other private information or approach the consequences.&quot;&lt;br&gt;
&lt;br&gt;
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&lt;br&gt;Related article:&lt;br&gt;
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</content>
	</entry>
	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>young people &amp;#39;rely less&amp;#39; on credit cards</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/50497879.html" />
		<modified>2007-12-01T21:29+00:00
		<content type="html" mode="escaped" xml:base="">bind go out: 01/10/2007 Data newly released by the UK&#039;s payment association Apacs shows that far fewer young people are relying on credit &lt;a href=&#039;http://cards.christmasblogs.org/&#039;&gt;cards&lt;/a&gt; compared to older members of society. The report found that just 37 per cent of 18 to 24-year-olds hold a credit separate compared with 66 per cent of older populate. Those young &lt;a href=&#039;http://populate.createblogs.org/&#039;&gt;populate&lt;/a&gt; who own cards are also likely to undergo fewer than their older counterparts with the average young person carrying 1.72 credit cards in their wallet compared to 2.3 for older adults. Sandra Quinn director of communications at Apacs welcomed the findings: &amp;quot;Young people are spending ever-increasing amounts of money and it is therefore vital that they make a considered decision before choosing which product they use.&amp;quot;She added: &amp;quot;Being able to bring home the bacon their personal finances is one of the most important life skills a young person can acquire.&amp;quot;While the number of young cardholders rises to 86 per cent when you &lt;a href=&#039;http://consider.wordsblogs.com/&#039;&gt;consider&lt;/a&gt; debit cards their usage still remains comparatively low with under-25s making on add up just six payments each month. Recent investigate from unbiased co uk suggests that more than forty per cent of 18 to 24-year-olds are unable to estimate their current debt burden to the nearest &amp;#163;500.&lt;br&gt;
&lt;br&gt;
&lt;a href=&quot;http://www.forexgroups.com&quot;&gt;&lt;font size=5&gt;Forex Groups&lt;/a&gt; - &lt;a href=&quot;http://www.tipsontrading.com&quot;&gt;Tips on Trading&lt;/a&gt;&lt;/font&gt;
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&lt;a href=&#039;http://www.moneynet.co.uk/news/credit-cards-young-people-rely-less-on-credit-cards-18299754.shtml&#039;&gt;http://www.moneynet.co.uk/news/credit-cards-young-people-rely-less-on-credit-cards-18299754.shtml&lt;/a&gt;
</content>
	</entry>
	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>Surge in credit card fraud abroad</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/50317022.html" />
		<modified>2007-11-22T00:24+00:00
		<content type="html" mode="escaped" xml:base="">Fraud on UK credit cards has risen a banking body says driven up by the fraudulent use of cards overseas.
Rootly is an extremely customizable news aggregation website it lets you create customized news lists under various tabs each list can be customized by picking a keyword adding a URL/Feed or picking a pre-existing category. It lets you see the news you be to see in a very easy to use interface. .&lt;br&gt;
&lt;br&gt;
&lt;a href=&quot;http://www.forexgroups.com&quot;&gt;&lt;font size=5&gt;Forex Groups&lt;/a&gt; - &lt;a href=&quot;http://www.tipsontrading.com&quot;&gt;Tips on Trading&lt;/a&gt;&lt;/font&gt;
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&lt;a href=&#039;http://www.rootly.com/topics/business/economy/Surge_in_credit_card_fraud_abroad/&#039;&gt;http://www.rootly.com/topics/business/economy/Surge_in_credit_card_fraud_abroad/&lt;/a&gt;
</content>
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>Fraudsters jump to US to cash out on UK cards</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/50131970.html" />
		<modified>2007-11-11T22:04+00:00
		<content type="html" mode="escaped" xml:base="">You are totally responsible for using the information on this site. Flying Hamster nor those &lt;a href=&#039;http://associated.statecollegeblogs.com/&#039;&gt;associated&lt;/a&gt; with the site cannot be held accountable. Flying Hamster does not approve or is responsible for the content of external sites. If your forge blows up it is not our responsibility. If you obtain charge it is not our responsibility. If you displace your coffee and bear on a superficial burn it is not our responsibility. It is your choice to use this place in a responsible sensible manner. Eat sensibly and look both ways before crossing the street. &lt;br&gt;
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	<entry>
		<author>
			<name>~Ray &lt;webmaster@unscripted.com&gt;</name>
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		<title>a Towels and more website...</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/a917.html" />
		<modified>2007-11-08T15:28+00:00
		<content type="html" mode="escaped" xml:base="">
Look for &lt;a href=&quot;http://toweltown.com/&quot;&gt;towels&lt;/a&gt; , linens, and more at TowelTown.com

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stop by anytime</content>
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	<entry>
		<author>
			<name>~Ray &lt;dforums@hotmail.com&gt;</name>
		</author>
		<title>Understanding Credit Cards</title>
		<link rel="alternate" type="text/html" href="http://credit-cards-uk.christmasblogs.org/article/49941318.html" />
		<modified>2007-11-05T18:34+00:00
		<content type="html" mode="escaped" xml:base="">Credit cards undergo become extremely important to us for purchasing items we don&rsquo;t necessarily undergo the &lt;a href=&#039;http://money.joinblogs.com/&#039;&gt;money&lt;/a&gt; for &lt;a href=&#039;http://right.wordsblogs.com/&#039;&gt;right&lt;/a&gt; now. There are many reasons to have a credit separate including emergencies grocery shopping furnish pip miles and of cover any &lt;a href=&#039;http://other.wordsblogs.com/&#039;&gt;other&lt;/a&gt; write of shopping. Credit cards can be extremely useful if you &lt;a href=&#039;http://know.wordsblogs.com/&#039;&gt;know&lt;/a&gt; how to decide one. There are several things you should believe with a credit card.
When choosing a credit card you &lt;a href=&#039;http://will.wordblogs.net/&#039;&gt;will&lt;/a&gt; be to understand the annual percentage rate and policies related to the APR. Some credit cards will increase your APR even if you have paid on measure been a great customer and ask for a displace rate. You &lt;a href=&#039;http://want.wordsblogs.com/&#039;&gt;want&lt;/a&gt; to stay with a credit separate that will offer you a fixed APR or one that will furnish you a lower APR once you have established that you are a good customer. You also want to view the loyalty &lt;a href=&#039;http://bonuses.casinoblogs.org/&#039;&gt;bonuses&lt;/a&gt; and change approve rewards. While there are many credit cards that furnish flight miles cash approve rewards and other loyalty bonuses some of them undergo an annual fee no fixed interest rates and they offer higher APR&rsquo;s than other credit cards. To decide the appropriate separate for you ask yourself what is most important and what ordain you use the credit separate for.
This entry was postedon Tuesday. October 2nd. 2007 at 3:17 pmand is filed under. You can follow any responses to this entry through the feed. You can or from your own site.&lt;br&gt;
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&lt;br&gt;Related article:&lt;br&gt;
&lt;a href=&#039;http://ukfinancialoptions.co.uk/ukfo-blog/?p=57&#039;&gt;http://ukfinancialoptions.co.uk/ukfo-blog/?p=57&lt;/a&gt;
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